Mountain Realty Group

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Got Questions? Give Us a Call! We’ve called this beautiful area of East Tennessee our home for many years and there’s not too much about it we don’t know. So if you’ve got questions, we’ve probably got the answers! If we don’t, chances are we know where we can find them! Call us at 865-908-2909 or send an email to info.lovewhereyoulive@gmail.com. Someone from the Mountain Realty team will get back to you as soon as possible. We thank God every day for the blessings He’s given us and this business and we’re also thankful that you took the time to visit our website. We’d love the opportunity to meet you face-to-face and see if we can help you find the right home. We want you to join our other happy clients in saying you truly “love where you live.

Recently, Freddie Mac published an Insight Report titled Nowhere to go but up? How increasing mortgage rates could affect housing. The report focused on the impact the projected rise in mortgage rates might have on the housing market this year. Many believe that an increase in mortgage rates will cause a slowdown in purchases which would, in turn, lead to a fall in house values. Ultimately, however, prices are determined by supply and demand and while rising mortgage rates may slow demand, they also affect supply. From the report:  “For current homeowners, the decision to buy a new home is typically linked to their decision to sell their current home… Because of this link, the financing costs of the existing mortgage are part of the homeowner’s decision of whether and when to move. Once financing costs for a new mortgage rise above the rate borrowers are paying for their current mortgage, borrowers would have to give up below-market financing to sell their home. Instead, they may c

Contact Michael McConnell REALTOR ivapower@aol.com 865-548- 8882

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According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2017 at 57% of all buyers. It is no surprise that having two incomes to save for down payments and contribute to monthly housing costs makes buying a home more attainable. But, many couples are also deciding to buy a home before spending what would be a down payment on a wedding, as unmarried couples made up 16% of all first-time buyers last year. If you’re single, don’t fret! Single women made up 18% of first-time buyers in 2017, while single men accounted for 7% of buyers. A recent report pointed to a sense of responsibility and commitment that drives many single women to want to own their own homes rather than rent someone else’s. Here is the breakdown of all first-time homebuyers in 2017 by percentage of all buyers, income, and age: Bottom Line You may not be that much different than those who have alrea

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1. The Year of the Data Breach: Keep an Eye on Your Accounts Most experts say the Equifax data breach will impact approximately 143 million people. Unfortunately, data breaches aren’t likely to decrease next year, so it’s important to stay alert. The biggest takeaway from this is to vigilantly watch your credit and credit card accounts. Check your statements closely and check your credit report regularly to flag any potential signs of identity theft and fraud early on. There are also some important steps to take to protect your personal information and minimize the impact of a data breach. 2. Krack: Make Sure Your Devices and Wi-Fi Networks Are Secure at Home KRACK and other hacks made it clear that many of our connected devices can be at risk. Even your kids’ ‘smart’ toys can be targets for hackers. Whether your home has all the latest smart devices or you just use your home internet to catch up on news and chill on Netflix, there are software updates and other best practic