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Warm season planting

Favorite warm- and cool-season vegetables at a glance plus growing season basicsVegetables are designated "warm-season" or "cool-season," depending on the weather they need for best growth.Warm-season vegetables, such as peppers and tomatoes, are summer crops; they require both warm soil and high temperatures to grow and produce fruit. They are killed by frost. Plant them after the last frost in spring.Cool-season vegetables grow steadily at average temperatures 10° to 15°F/6° to 8°C below those needed by warm-season types. They can be planted in very early spring for early summer harvest or in late summer for harvest in fall and (in mild regions) winter. Many will endure short spells of frost ― but in hot weather, they become bitter tasting and often bolt to seed rather than producing edible parts. In areas with short growing seasons (fewer than 100 days) or cool, foggy summers, cool-season vegetables can be grown in summer.A few vegetables are perennials: you pla…
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DO YOU LIKE "ROLLER COASTERS"?The career of a Realtor can sometimes be described as a "roller coaster". Anticipation of having a client, then working with your client diligently, then don't find the "just right" place. OR anticipation of having a client, then working diligently with them & HOORAY we find the "just right" place, then financing falls through. OR anticipation of having a client, then working diligently with them, HOORAY find the "just right" place, waiting the 45 days for the paycheck on closing day and all is GREAT!!! 
Ups and downs of our industry are mind boggling. Commission based careers are tough. Emotions are high & low. Always have to have your sights on the master for guidance, so that the lows don't do you in or the highs give you the expectation for every day to be the same high! Balance, how do we find that on a Roller Coaster?
 My first and only roller coaster ride happened on my 60th birthday. M…

Home Mortgages: Rates Up, Requirements Easing

The media has extensively covered the rise in mortgage interest rates since last fall (from 3.42% last September to the current 4.1% according to Freddie Mac). However, a less covered aspect of the mortgage market is that requirements to get a mortgage have eased while rates have risen. The Mortgage Bankers Association (MBA) quantifies the availability of mortgage credit each month with theirMortgage Credit Availability Index (MCAI). According to theMBA, the MCAI is: “A summary measure which indicates the availability of mortgage credit at a point in time.” The higher the index, the easier it is to get a mortgage. Here is a chart showing the MCAI over the last several months as rates have increased. Have requirements for attaining a mortgage actually eased? Yes. Here are two examples: FICO® Score – the credit score which helps determine a buyer’s eligibility. The score required to attain a mortgage has been falling over the last five months: Down Payment Requirement – the percentage …

Curb appeal when selling your home

Tip #1: Wash Your House’s FaceBefore you scrape any paint or plant more azaleas, wash the dirt, mildew, and general grunge off the outside of your house. REALTORS® say washing a house can add $10,000 to $15,000 to the sale prices of some houses. A bucket of soapy water and a long-handled, soft-bristled brush can remove the dust and dirt that have splashed onto your wood, vinyl, metal, stucco, brick, and fiber cement siding. Power washers (rental: $75 per day) can reveal the true color of your flagstone walkways.Wash your windows inside and out, swipe cobwebs from eaves, and hose down downspouts. Don’t forget your garage door, which was once bright white. If you can’t spray off the dirt, scrub it off with a solution of 1/2 cup trisodium phosphate — TSP, available at grocery stores, hardware stores, and home improvement centers — dissolved in 1 gallon of water. You and a friend can make your house sparkle in a few weekends. A professional cleaning crew will cost hundreds — depending on …

Realtor of the Month Again

Congrats to Wendy Booth was awarded once again Realtor of the month.. Show you appreciation..